Credits are accumulated by clicking links from the Link Exchange, Click History, and Dynasty Exchange pages. The more credits you amass, the higher you will appear on the Link Exchange page, which is a great benefit as those are the links that are more likely to get clicked first by others when they check the Link Exchange page.
When you click someone.s link, they lose a certain amount of credits, and you receive that amount in return. When your link is clicked, you lose a certain amount of credits and the clicker receives that amount in return.
You may opt to transfer your credits to someone else (a friend, a dynasty mate, etc) by clicking the .Transfer Credits. link. Simply enter the username of the person you wish to transfer credits to and enter the amount of credits you want to transfer (you must have this number of credits to transfer). An entry will be added to the list of transfers, both to you and from you so you can easily see your credit transfer history.
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